Quick-commerce spending: how to stop ₹300 orders draining your budget
Ten-minute delivery makes small orders feel free, but they add up fast. Learn how to measure the leak and set a delivery budget that actually sticks.
Money, made simple
Practical tips on budgeting, credit cards, saving and sharing costs, written for how India spends.
UPI Scams in India: How to Spot Them and Stay Safe
Collect-request traps, fake helplines and look-alike QR codes: learn the common UPI scams in India, simple habits to avoid them, and what to do if you are hit.
Diwali 2026 budget: a simple plan for festive spending without the January regret
Diwali falls on 8 November 2026. A month-ahead plan for gifts, sweets, clothes, travel and sale shopping, with one budget that keeps it all in view.
How to import your bank statement (Excel, CSV or text) into an expense tracker
Download your statement from net banking, import it in one go, and skip months of manual entry. Step-by-step for Indian banks, with transfers handled correctly.
UPI charges from 15 October 2026: what changes for you, and what doesn’t
A 0.4% merchant fee now applies to some UPI payments above ₹2,000. Here is who pays it, which payments stay free, and what to watch in your own spending.
Lent money to a friend, or bought something on EMI for them? How to track it without the awkwardness
A friend uses your credit card for a phone on EMI, or you lend money to be paid back monthly. A clear way to track who owes what, every month, until it is settled.
New ATM charges from October 2026, and how to stop paying for your own cash
SBI has cut free ATM transactions for some accounts from 1 October 2026. Here is what changed, what each extra withdrawal costs, and simple ways to avoid the fees.
Gift cards and vouchers: stop losing money to expiry dates
Unused gift cards and brand vouchers are money you already paid for. A simple system to track every voucher, its balance and its expiry, with a reminder before it lapses.
Your credit card bill is not an expense: how to track card spending the right way
Counting both your card purchases and the bill you pay for them doubles your spending. Here is how to track credit cards, wallet top-ups and self transfers correctly.
How to choose an expense tracker app in India: 9 things that actually matter
UPI, credit cards, cash, wallets, splitting with friends: Indian money is messy. Nine features to look for in an expense tracker or money manager app in 2026.
Planning a trip, a wedding or a home project? Track it as one expense group
Big events spread spending across weeks, cards and people. Group every expense, and any money that comes back, to see the real cost of a trip, wedding or renovation.