Best credit cards for Flipkart in India
Ranked for ₹8,000 a month on Flipkart plus everyday spending.
1. HDFC Bank Millennia Credit Card
₹1,000 a year + GST · about ₹5,640 a year after fees on this spending.
A simple, low-cost cashback card for people who shop and order food online on the big Indian apps. It suits monthly online spends up to about ₹20,000; beyond that the caps bite and a card with higher caps will earn more. Skip it if you travel abroad or want lounge access.
2. Flipkart Axis Bank Credit Card
₹500 a year + GST · about ₹4,900 a year after fees on this spending.
Good for regular Flipkart, Myntra and Swiggy shoppers who want plain cashback on the statement. The quarterly caps limit heavy spenders, and bill payers will earn nothing on utilities, so pair it with another card for those.
3. Cashback SBI Card
₹999 a year + GST · about ₹4,401 a year after fees on this spending.
Still one of the simplest high-value cards for anyone who spends up to about ₹40,000 a month online, since 5% applies almost everywhere. Heavy spenders will hit the new ₹2,000 online cap quickly, and anyone wanting bill-payment rewards, lounges or travel perks should look elsewhere.
4. HSBC Live+ Credit Card
₹999 a year + GST · about ₹3,741 a year after fees on this spending.
One of the best everyday cashback cards if you spend roughly ₹10,000–12,000 a month on food, groceries, shopping and bills, because 10% back on that alone covers the fee many times over. If most of your spending is on Amazon or Flipkart, or abroad, look elsewhere.
5. Scapia Federal Bank Credit Card
Lifetime free · about ₹3,120 a year after fees on this spending.
A strong free card for anyone who travels, especially abroad, because it charges no forex markup and pays about 2% in travel coins on everyday spends. If you never book trips, the coins are hard to use, so a plain cashback card will suit you better.
6. Standard Chartered Smart Credit Card
₹499 a year + GST · about ₹3,000 a year after fees on this spending.
A simple, cheap card if you want a flat 2% on everything you buy online without chasing partner brands. Heavy spenders will hit the ₹1,500-a-cycle total cap, and the ₹2,500 minimum before you can redeem can be annoying.
7. Airtel Axis Bank Credit Card
₹500 a year + GST · about ₹2,620 a year after fees on this spending.
Useful for Airtel customers who also put ₹15,000 to ₹25,000 a month of regular spending on the card, which unlocks the bill cashback. If you only want it for bills, the April 2026 caps make it far less rewarding.